SUMMARY OF INSURANCE COVERAGE FOR ITALY (ENGLISH LANGUAGE)

 

1. What is covered:

During the rental of a Dott electric scooter (“Dott Vehicle”) by an individual user (“you”or “your”) in Italy, you may benefit from the following insurance cover:

The cost of insurance is automatically integrated into the cost of renting the Dott Vehicle.

2. Who is Insured?:

You can claim coverage for damages caused by an accident in Italy involving a Dott Vehicle if you are:

You can never claim coverage (i) prior to connecting to and using Dott’s Mobile Application to unlock a Dott Vehicle, and (ii) if you do not meet one of the criteria defined above.

3. When does the insurance cover begin / end?

The insurance coverage begins with the conclusion of the Individual Rental Agreement, i.e. with completion of the Dott Vehicle unlocking process via the Dott Mobile Application, and ends with the parking and the locking of the Dott Vehicle via the Dott Mobile Application (“Cover Period”). Under no circumstances will any claim be permitted for damages outside of the Cover Period.

4. What is the maximum insurance coverage?

4.1 Civil Liability Insurance

The maximum insurance coverage is 6.070.000 EUR in respect of physical injury to Third Parties and 6.070.000 EUR in respect of accidental material damage to the property of third parties.

For the purposes of Civil Liability Insurance coverage the following are not considered third parties: (i)  your spouse, parents, or children, as well as any other relative or similar living with you; (ii) if you are not a natural person, the legal representative, the partner with unlimited liability, the director, and the people who are connected to them as per sub i); (iii) persons who, being in an employment relationship with you or Dott, suffer damage in the course of their work or service; or (iv) companies which, where you are not a natural person, can be qualified as controlling, controlled or associated companies pursuant to Art. 2359 of the Italian Civil Code, and to Law No. 216 of 7 June 1974, as well as their directors.

4.2 Accident Insurance

                                                   

The total compensation due after deduction of all amounts paid to third parties and third entities may not exceed the total limits of the insured value as set out below:

                

Damage Covered

Insured Value*

Accidental death (accident only)

200,000 EUROS

Funeral Expenses (accident only)

3,000 EUROS

Quadriplegia (accident only)

50,000 EUROS

Paraplegia (accident only)

50,000 EUROS

Loss of sight from one eye (accident only)

12,500 EUROS

Loss of sight from in both eyes (accident only)

25,000 EUROS

Loss of one limb (accident only)

25,000 EUROS

Total permanent disability (accident only)

50,000 EUROS  

(the total amount is for 100% disability)

Hearing loss in both ears (accident only)

25,000 EUROS

Hearing loss in one ear (accident only)

6,250 EURO

Total and permanent loss of speech (accident only)

25,000 EUROS

Loss of shoulder or elbow use (accident only)

12,500 EUROS

Loss of hip, wrist, knee, or ankle use (accident only)

7,500 EUROS

Loss of use of the entire mandible (accident only)

11,250 EUROS

Loss of use of a kidney (accident only)

7,500 EUROS

Absolute temporary disability resulting from personal injury following an accident

75% of the average daily gross income of the Insured (received from Dott) or 50 euros (the lesser of the two) for a maximum period of 30 days from the end of the waiting period.

Waiting Period: 7 days

(Payment starts from day 8)

*Note that this insurance does not provide for the accumulation of payments in the event of death and in the event of permanent disability from loss of use. If you have already received, for a claim, a payment for permanent total disability or permanent loss of use, payment in the event of death will be made after deduction of the payments already made.

5. How can I claim coverage under the insurance?

If you want to claim coverage under the insurance as set out above, you must report the damage event to Dott’s insurer within 8 days by email to ridedott@broadspire.eu; or by phone to +39 02 48 100 423.

In order to make a claim you must provide the following:

Note that a failure to comply with this Section 5 may result in your claim being rejected.

6. What is NOT covered?

THE FOLLOWING EXCLUSIONS APPLY TO BOTH CIVIL LIABILITY INSURANCE AND ACCIDENT INSURANCE:

THE FOLLOWING ADDITIONAL EXCLUSIONS APPLY TO CIVIL LIABILITY INSURANCE:

 

THE FOLLOWING ADDITIONAL EXCLUSIONS APPLY TO ACCIDENT INSURANCE:

Version: 12 Dec 2019